Creating your Seedrs account
In order to make investments, you need to successfully complete your account details, our Investment Authorisation Questionnaire and self-certify as the investor profile that fits your profile the best.
Important to note that if you reside within outside of the UK and Europe, you will need to self-certify as an accredited investor in your local jurisdiction. This is intended to show us that you have the professional judgment and understanding to appreciate the risks of investing in private companies.
You may also want to update your user profile to include your photo, bio and contact details to make your experience as an investor more engaging.
Please be aware that we are not currently available to accept investors from certain jurisdictions. If we cannot accept investment from your jurisdiction, you will be informed of this when setting up your account.
Verifying your identity
Like all financial services businesses, we are required to verify the identity of our investors. This process is simple, and you will go through it the first time that you make an investment on Seedrs. In many cases we can conduct this automatically in the background, and you should be verified within just a few minutes. However, if we require any additional information, we may need to ask for scans of certain identity documents, and to answer some questions before you can proceed with depositing funds into your account. All of this will be kept confidential and will only be used to verify your identity. Please see our Privacy Notice for more information on how we treat your personal information.
In order to create your account and start your investment journey with Seedrs, please find our dedicated guides below:
Once you’ve become authorised you’ll be able to view investment opportunities and then, 24 hours later, to invest. At any point after becoming authorised you will also be able to ask campaigning businesses questions publicly in their discussion sections and request additional documents from them privately. Don’t be shy about doing so, and if you’d like to meet with the team or speak with them by phone just ask!
Making an investment
When you find a business that you’d like to invest in, simply click “Invest” on their campaign page. Enter the amount that you’d like to invest – from as little as £/€ 10 up to the full amount that the company is seeking. You will then be presented with an Investment Agreement, which is a standardised agreement between you and us with respect to your investment. If you’re happy with it, click to accept, and that’s it – you’ve made an investment!
After making your investment, you’ll be given the option to share the campaign on your social networks. This is a great way to help the business you believe in reach out to a wider network of people who may also be interested in investing.
Paying for investments
Once you’ve made an investment you’ll need to pay for it. You can do so as part of the investment confirmation process, or by making a deposit into your Seedrs account and then allocating the investment amount to the investee campaign. You must deposit and pay for the investment before the campaign closes, or your investment will be cancelled and you will not receive shares in the business.
In order to make a deposit, you’ll just need to go to your Seedrs Investment Account, press the "Deposit" button and follow the instructions there. You will see that you can make bank transfers or pay by debit card, through Stripe, (we don't accept credit cards to make deposits into the Investment Account) using the details on the checkout page.
A full breakdown of the payment methods we support can be found in our Available Payment Methods page.
Businesses must reach their targets on Seedrs within 30 days, and if they do not, all investors receive their money back. However, if a business hits its target before the 30-day period is over, it can accept additional investment – in exchange for additional equity – if it so chooses. We call this overfunding, and investors who invest during the overfunding period do so on the exact same terms as other investors. The one difference in overfunding is that businesses do not have to accept any or all of the funds they raise in their overfunding period. We will let you know if a business has chosen not to accept your overfunding investment via email, and we will refund your payment to your Investment Account.
Cancelling an investment
You can cancel an investment at any time before a campaign closes from within your Investment Account by pressing the "Cancel Investment" button under the respective investment. You have a minimum of 7 days to cancel your investment. By cancelling, funds already paid will be returned into your Seedrs account to be paid into other investments or withdrawn.
Completing the transaction
Once a campaign closes and our Investment team have successfully completed legal due diligence and investment documentation, we will transfer the funds to the company (minus our fee) in exchange for shares. We will then send you an electronic share certificate, confirming that you are officially an investor in the company, and will include a link to the business’s post-investment portal where you can keep in touch with them and their progress.
The Secondary Market
In case you'd like to sell your holdings or buy more shares without waiting for the next investment round, the Secondary Market is what you're looking for. A place whereby investors can buy and sell shares from each other online - here you will be able to submit a request to sell your shares or explore across the wide range of business in our Portfolio to purchase for any shares listed by other Seedrs investors.
Note that not all shares are eligible for the Seedrs Secondary Market and, even if they are, the ability to buy and sell shares will depend on demand, so an early exit from your investment is never guaranteed. For more information on Secondary Market eligibility please read our "Why are businesses / share lots ineligible?" Help Centre article.
If you have funds in your Seedrs Investment Account balance that are not currently committed to an investment, you may withdraw them at any time from your Investment Account. If you'd like to learn more about withdrawing your funds, please read our "Withdrawing your funds". Please note, that It can take up to 10 working days for the funds to reach your account, and funds will be returned via the last method used to make a deposit/ transfer.